Many business owners try to make business predictions based on a hunch, what I like to call the “throwing spaghetti against the wall” approach. Instead of this type of vague planning, try instead this year to incorporate key data and analytics into your strategy and...
In the world of finance, a simple, but often overlooked fact is that not all debt is created equal. What does this mean? Simply put, it means that there is debt and there is really bad debt. While it’s not always possible to be 100% debt-free, you should always strive...
In the first quarter of 2019, total consumer debt hit $14 Trillion in the U.S., marking the 18th consecutive quarter for an increase. The primary areas of debt that continue to experience consistent growth are home, auto, student loans, and credit cards. These figures...
Personal debt - specifically credit card debt - has reached epidemic-like levels in America. Balances are at all-time highs, with Americans carrying $682 billion in credit card debt that is not paid in full each month. This includes both people paying interest and...
It’s 3:26 pm and you’ve just received your third phone call of the day - while at work - from a debt collector. While debt collection harassment has slowly been curtailed over the years, it still occurs and it can often be uncomfortably aggressive. In fact, a study by...
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