5 Biggest Reasons Getting Out Of Debt Is Hard

5 Biggest Reasons Getting Out Of Debt Is Hard

If you are struggling with debt, it may feel like you are in quicksand. No matter how hard you try to get out, it keeps pulling you back in. You aren’t alone. According to a survey conducted by CreditCards.com, in 2019, a quarter of all Americans are expected to die...
Five Smart Uses For Your Tax Refund This Year

Five Smart Uses For Your Tax Refund This Year

Some people dread tax season and with good reason. They may owe rather than get tax refund at the end of the year based on their income. For roughly 73% of filers, though, the opposite is true. They receive an average of $2,725 in refunds. This is a good lump sum of...
Debt Snowball: Is It Worth It?

Debt Snowball: Is It Worth It?

We are all familiar with snowballs: we make those balls and roll it to clean our backyard or clean out the space for our car (for those who are lucky to see snow during the winter). Snowballs are often used in games such as snowball fights - we scoop snow with the...
How To Pay Off Debt Faster?

How To Pay Off Debt Faster?

Sometimes paying off all your debt might seem unrealistic. But according to an analysis by creditcards.com, the typical American household needs about 13 months to pay down the average debt of $8,195. But this is in case if you're investing 15 percent of your income...
How To Teach Kids About Money

How To Teach Kids About Money

It’s common knowledge that children as young as three years old can already understand the concept of saving and spending, with various studies concluding that kids’ money habits are formed by age seven. Teaching your children to understand money from an early age...