Anyone that is having trouble paying his/her existing loan may qualify for a loan modification. In today’s housing market, banks are willing to work with mortgage holders who are having trouble paying their mortgage. However, homeowners with a high probability of getting a loan modification are those currently in an adjustable rate mortgage, who have a high interest rate, and/or are experiencing any kind of hardship.
Financial Literacy for Filipino-American Millennials: Bridging Cultures and Wealth-Building Strategies
For Filipino-American millennials, navigating the world of personal finance often involves juggling two distinct cultural influences: the collectivist ethos of Filipino culture and the individualistic, achievement-driven landscape of American society. This dynamic...