by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
A Loan Modification is not based on credit. The banks are trying to make a good loan out of a troubled loan. The loan modification will not hurt your credit; generally only late payments or a foreclosure will negatively affect your credit score.
by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
How Can Impulsive Buyers Stop Spending Money? What's impulsive shopping for? Merely stated, it’s an unplanned buy of a services or products. In accordance with the BusinessDictionary.com, such purchases “ranges from small (chocolate, clothes, magazines) to...
by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
A Loan Modification is when the bank allows a change in the terms of your existing mortgage. The purpose of a modification is to significantly lower your monthly payments, for either a temporary or permanent period of time.
by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
Anyone that is having trouble paying his/her existing loan may qualify for a loan modification. In today’s housing market, banks are willing to work with mortgage holders who are having trouble paying their mortgage. However, homeowners with a high probability of...
by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
The government has asked for ALL lending banks to help in the foreclosure epidemic and modify mortgages for all troubled homeowners. Going to your lender with the representation of an Attorney will make a scary process seem simple.