The FIRE Movement is a lifestyle movement that has been gaining popularity, especially amongst Millennials, whose goal is to gain financial independence and retire early. And by early, we mean retiring in your twenties, thirties, and forties, as opposed to the...
Smart Strategies for a
Debt-Free Future
Stay informed with expert tips, financial insights, and real success stories to help you take control of your debt and build a brighter financial future.
Six Ways You Can Improve Your Credit Right Now
Personal debt - specifically credit card debt - has reached epidemic-like levels in America. Balances are at all-time highs, with Americans carrying $682 billion in credit card debt that is not paid in full each month. This includes both people paying interest and...
Debt Collections Harassment: Three Strategies to Get it to Stop
It’s 3:26 pm and you’ve just received your third phone call of the day - while at work - from a debt collector. While debt collection harassment has slowly been curtailed over the years, it still occurs and it can often be uncomfortably aggressive. In fact, a study by...
Credit Builder Loans: A Path Towards Rebuilding Credit
An unexpected financial crisis that adversely impacts your credit can happen at any time. For people who find themselves in this position and are trying to rebuild their credit after a rough patch or even just starting out, credit builder loans are a great option.
Teamwork Makes the Finances Work: How Couples Talk About Money
Money issues are common in a partnership. Some couples deal with them easily, while statistics show, most couples do not. In fact, study after study has shown that money-related issues are the number two leading cause of divorce, behind only infidelity. Ultimately,...
The Four Habits of the Most Successful Investors
“Rule #1: Never lose money; Rule #2: Don’t forget rule #1.” - Warren Buffet Becoming financially free does not happen without a commitment to saving and investing earnings. There are other factors of course, like managing debt, but without a well thought out strategy...
Seven Ways a Debt Relief Program Can Improve Your Life
If you find yourself in an unmanageable situation in regards to debt, sometimes the best strategy is to engage a professional to help ease the burden that you’re experiencing. A debt relief program is designed to help qualified individuals experiencing financial...
How to Develop a Money Mindset
“Watch your thoughts, for they become words; watch your words, for they become actions; watch your actions, for they become habits; watch your habits, for they become character; watch your character, for it becomes your destiny.” - Lao Tzu As Lao Tzu, the...
Great Strategies to Reduce Debt and Build Wealth
One of the biggest impediments to building wealth is carrying a heavy debt burden. Almost a million people declare bankruptcy every year, often due to unmanageable debt. It’s a dire reality, but even if you feel like you’re drowning in debt, you don’t have to end up a...