The FDCPA protects consumers from unfair debt collection practices. If you know these rights, you don’t have to suffer from abusive practices.
What are zombie debts? These debts are those old debts purchased by debt collectors, in hopes of making a consumer pay and that they can make money off it.
Is filling a for bankruptcy a strategic move? If you think that you’re still going to handle your money the same irresponsible way, you’re not only looking for deeper and lasting trouble by filing for a bankruptcy claim.
It’s possible that most of us have already been summoned because of unpaid debts or creditors. The question now is: What are you going to do next?