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How can we not fall in love with credit cards? They are readily available whenever you need them, incredibly convenient, and simple to use. However, when handled poorly, there are a lot of distressing situations to deal with. Undeniably, many consumers are suffering...
There is a lot of advice you hear regarding the use of credit cards, but most of that advice was never intended for people coping with a financial emergency – let alone, a pandemic. When faced with a sudden disruption in income — something millions of people are going...
Credit cards are the biggest source of debt for the vast majority of Americans and certainly the easiest to get into financial trouble with. When compounded with a crisis such as the Coronavirus pandemic, relying on credit cards can become all too common, and can make...
In the last couple of months, we’ve heard much about the effect of COVID-19 on the economy and the steps the federal government has taken to try to alleviate some of the financial impacts on Americans. The CARES Act, which included a $1,200 payment to almost every...
In March 2020, America confirmed its first coronavirus case. Since then, the economy has been in chaos. The unemployment rate soared from a record low to a 13.3% high. Before COVID-19, several news agencies had reported on higher-than-normal debt loads among Americans...
A recent report by the Federal Reserve Bank of New York reveals that the consumer debt in our country has hit a record $14.3 trillion in the first quarter of this year. Isn’t it shocking? Having debts means most likely, you have to sacrifice a substantial amount of...
Small businesses have a unique challenge in navigating the Coronavirus pandemic. While the large multi-national, billion-dollar conglomerates often grab the headlines - and bloated bailouts, the truth is small businesses are the backbone of the U.S. economy. There are...
The Coronavirus has made American families’ financial futures extremely volatile. In an attempt to slow the spread of the disease, state-mandated shutdowns of nonessential businesses have had a major impact on the finances of both individuals and businesses, resulting...
This guest post is provided by Andy Masaki. Andy is a blogger and financial writer associated with the Oak View Law Group. He is a debt expert and a member of several online forums where he shares his advice as well as tips to lead a financially independent life. In...