Problem: “I don’t have the time to deal with my debt.”  

You may have reached the point where you know you need to take immediate action on your debt. The problem is time. Most people are completely leveraged when it comes to having extra time in their day. Between holding down one (or more) jobs, school, family/friends, volunteer or community obligations, and any number of other commitments, there is little time left to take on the time-consuming task of negotiating with creditors. Trying to deal with contacting creditors and negotiating with them can often be a job in itself, and frankly, not possible for many people.

In many cases, it can take months to negotiate a settlement with creditors and or collection agencies. Your specific financial circumstance will also impact the terms of any settlement. If, for example, you have a large amount of money that you could apply towards your debts in one lump sum, a creditor or collection agency may accept that and move on. If you’re not in that position, however, it can be a long process to try to negotiate the debt on terms that are favorable to you. Another factor is how far behind (if at all) you are with your payments. Has the debt been sent to collections? That can also factor in how willing to negotiate a creditor or collection agency may be.

As you can see, it can be a complicated undertaking to attempt to negotiate debt. If there are multiple accounts that are in need of being settled, it only compounds the issue and extends the time needed to deal with it.

How We Solve it:

We spend all day every day, talking to, negotiating with, and dealing with creditors. Some are more difficult to negotiate with than others and take more persistence and work to achieve a favorable outcome. Our team of IAPDA certified consultants is deeply familiar with the nuances and techniques required to obtain the best possible debt relief results for our clients. Time is of the essence, and with that in mind, our team works to quickly obtain settlements for our clients that help them resolve their debt burden and save them money. With over a decade of experience, we know how to deal with creditors in the fastest, most efficient way possible.

If you're in a position of having to take drastic and immediate action regarding your debt, our experience can help you to resolve your situation quickly and effectively, and save you potentially months of frustration in the process, not to mention additional charges in the form of interest and fees that may be accumulated during that time.

Client Testimonials

Debt Relief Done Right.

Our proven programs help you pay off your debts in 24-48 months.

We negotiate with your creditors to significantly reduce the amount you owe and slash your monthly payments.

Ready to cut the ball and chain of debt and get your life back on track?

Contact us today to find out how we can help.