A Loan Modification is not based on credit. The banks are trying to make a good loan out of a troubled loan. The loan modification will not hurt your credit; generally only late payments or a foreclosure will negatively affect your credit score.
Financial Literacy for Filipino-American Millennials: Bridging Cultures and Wealth-Building Strategies
For Filipino-American millennials, navigating the world of personal finance often involves juggling two distinct cultural influences: the collectivist ethos of Filipino culture and the individualistic, achievement-driven landscape of American society. This dynamic...
