Personal Brand: What Is It And How To Build It?
We all spend the majority of our lives working for an employer, or if you’re a business owner, on the business you own. But what if told you that your personality is actually your business? That your primary work is not what you do, but who you are? Intrigued? It’s...
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How Debt Affects Your Job Opportunities and Work-Life
Does Debt Affect Employment Opportunities? Experian acknowledges that many employers check credit reports, but they deny that employers can see an individual's credit score. With a candidate’s permission, employers can reportedly see limited credit history...
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Building An Emergency Fund Or Saving For “Rainy Days”: What’s The Difference?
Building an emergency fund or saving for "rainy days": what's the difference? It's always good to have some extra cash for unexpected life-changing events. Whether it’s a one-time occasion or a sudden job loss, you have to be protected and definitely stay away from...
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Environmental problem: What We Can Do About It
Climate change has become the worst environmental problem in the world. The climate change problem is real and caused by humans, and combating it has proved daunting. There are several prerequisites that have contributed to these problems. Pollution is one of the main...
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Business Planning for 2020: Outside the Box
Many business owners try to make business predictions based on a hunch, what I like to call the “throwing spaghetti against the wall” approach. Instead of this type of vague planning, try instead this year to incorporate key data and analytics into your strategy and business planning.
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Best Year-end Tax Savings Strategies
It’s close to the end of the year, with the holidays practically upon us, and before we know it we will be ringing in New Year 2020. The next few weeks go by very quickly as we busy ourselves with gift-giving, parties, and end-of-year functions. However, if one of...
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What Are The Habits Of The Most Successful Investors?
Saving and investing must become a habit and the best way to start is to mimic those people who have been most successful at it. A habit takes time and consistency to take root, so if you’re serious about building wealth, try implementing some of these ideas that...
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Budgeting For a Child
The arrival of a new baby is exciting and will bring about many changes to both your life and lifestyle. There will be both newfound appreciation and adjustments to be made when you welcome a new baby. Of course, there will be expenses which you did not have,...
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Mortgage Down Payments: Is Larger Always Better?
When buying a home the vast majority of Americans will make a down payment to cover a portion of the purchase price. That initial payment plays a crucial role in loan approval and will affect the cost of the loan for its’ duration. For this reason, it is...
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The Worst Type of Debt, Ranked
In the world of finance, a simple, but often overlooked fact is that not all debt is created equal. What does this mean? Simply put, it means that there is debt and there is really bad debt. While it’s not always possible to be 100% debt-free, you should always strive...
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