Manage Debt for Your Marriage’s Sake
Most couples enter relationships with some form of debt. Of these couples, 40% say that finances negatively affect their relationship. Worse, couples don’t always agree on who is responsible for what debt. These cases are perhaps most common in marriages, as married...
How to Deal With Debt Collectors When You Can’t Pay
According to a study by the Urban Institute, approximately 71 million Americans have some kind of debt in collections status. That’s over one-third of the U.S. population. What that indicates is that debt in America is big business, and debt collection agents are not...
Why People Stay in Debt
If you’re serious about getting your finances into great shape, you have to be serious about getting out of debt. For the vast majority of Americans, debt is a normal, accepted part of life. But it really shouldn’t be. Without a focused debt reduction plan, most...
What to Include in Your Estate Planning
The idea of sitting down to determine who will inherit your assets after you’re gone admittedly is not as exciting as planning a vacation, but estate planning is a critical component of responsible money management. At its core, estate planning is about protecting...
Creating a Financial Plan For Yourself
A new year brings new goals, dreams, and resolutions. If one of yours is to take control of your money and achieve your financial goals, then one of the first places to start is to have a financial plan. On the surface, financial planning sounds like a concept...
Best Resources For Managing Your Finances
Managing your money is the cornerstone to building long-term wealth, and the first step in doing so is to get organized. Many people have great intentions with their money, but still, feel intimidated about the topic. Managing your money doesn’t have to be difficult...
Top Money Goals for 2021 – Part 2
The new year is a perfect time to take control of your financial life. In part one of our top money goals article, we discussed developing a financial plan, creating a budget, setting up an emergency fund, and working to eliminate debt. Those are cornerstone topics...
Top Money Goals for 2021 – Part 1
Many people look to the new year as a time to set goals for themselves, but often those aspirations don’t involve details about their finances. They might have a goal to lose weight and get in shape, read more books, take a course to improve their skill set, or even...
What is a Regenerative Economy?
One question on everyone’s mind this year is “What is our future going to look like after all of these crisis events begin to subside?” Between a pandemic, a highly-divided country in terms of politics, and a powderkeg of social justice issues, it can be difficult to...
How to Avoid Mismanaging Your Retirement Funds
If you're disciplined, it's likely that by the time you ready for retirement, you'll have accumulated funds in several different savings accounts to support you throughout the remainder of your life. Some of these monies may include 401(k) accounts from different...