Understanding Debt Settlement vs Bankruptcy
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Debt settlement is a process that may allow you to pay off your debt for less than what you owe and rebuild your credit faster than otherwise. Bankruptcy harms your credit report and may stay on your credit report for 7-10 years. Regardless, bankruptcy remains a permanent public record. Even though there may be a term from 7-10 years on bankruptcy remaining on your credit report, some applications may ask if you have EVER filed bankruptcy.
Debt settlement programs through Financial Rescue may be the best option for you.
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