In Filipino culture, "Bayanihan" is a powerful value that extends beyond helping neighbors move homes or volunteering time to community projects. It embodies the spirit of unity, cooperation, and collective effort, especially within the family. For Filipino-Americans,...
October is Filipino-American History Month, a time to honor the rich cultural heritage, history, and contributions of Filipino-Americans in the United States. It’s an opportunity to celebrate individuals who have made a significant impact within the community. One...
Taking out a small loan won’t hurt. Maybe not. But when you fail to pay on time or in full, it could turn into a financial nightmare. Accumulating fees and penalties can inflate your debt, trapping you in a relentless cycle. This is the classic debt trap. Borrowing...
Regardless of income, money and debt can significantly affect mental health. When individuals are required to use a large portion of their earnings to repay debt, it often leads to considerable stress, anxiety, and depression. According to Bankrate, 48 percent of...
Understanding Debt and Its Emotional Toll Debt can be a heavy burden, not just financially but emotionally as well. The feelings of guilt and shame that often accompany debt can be overwhelming, affecting your mental health and overall well-being. These emotions can...
In the modern world, financial freedom is more than just a goal; it's a necessity for maintaining peace of mind and overall well-being. Debt settlement programs offer a viable path to achieve this freedom, especially for those burdened with overwhelming debt. This...
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