Debt can sneak up on even the most frugal individuals. This may happen if you struggle to find a job after college or get forced into early retirement due to age discrimination. Add an emergency to the mix and the situation only grows worse. When looking for solutions...
Smart Strategies for a
Debt-Free Future
Stay informed with expert tips, financial insights, and real success stories to help you take control of your debt and build a brighter financial future.
Understanding Debt Settlement Solutions
If you’re currently up against a growing mountain of debt, debt settlement is certainly not the only option. Many people will take advantage of debt consolidation because it allows them to preserve their credit history, while still potentially saving on monthly...
How To Develop a Money Mindset
Developing a money mindset - what does that mean? Simply put, it is the attitude that you have about money and finances. It can have a significant impact on your ability to achieve your financial goals. Even with the best intentions to eliminate debt, increase...
Personal Brand: What Is It And How To Build It?
We all spend the majority of our lives working for an employer, or if you’re a business owner, on the business you own. But what if told you that your personality is actually your business? That your primary work is not what you do, but who you are? Intrigued? It’s...
How Debt Impacts Job Opportunities and Work Life
Does Debt Affect Employment Opportunities? Experian acknowledges that many employers check credit reports, but they deny that employers can see an individual's credit score. With a candidate’s permission, employers can reportedly see limited credit history...
Building An Emergency Fund Or Saving For “Rainy Days”: What’s The Difference?
Building an emergency fund or saving for "rainy days": what's the difference? It's always good to have some extra cash for unexpected life-changing events. Whether it’s a one-time occasion or a sudden job loss, you have to be protected and definitely stay away from...
Environmental problem: What We Can Do About It
Climate change has become the worst environmental problem in the world. The climate change problem is real and caused by humans, and combating it has proved daunting. There are several prerequisites that have contributed to these problems. Pollution is one of the main...
Business Planning for 2020: Outside the Box
Many business owners try to make business predictions based on a hunch, what I like to call the “throwing spaghetti against the wall” approach. Instead of this type of vague planning, try instead this year to incorporate key data and analytics into your strategy and business planning.
Best Year-end Tax Savings Strategies
It’s close to the end of the year, with the holidays practically upon us, and before we know it we will be ringing in New Year 2020. The next few weeks go by very quickly as we busy ourselves with gift-giving, parties, and end-of-year functions. However, if one of...