Some people dread tax season and with good reason. They may owe rather than get tax refund at the end of the year based on their income. For roughly 73% of filers, though, the opposite is true. They receive an average of $2,725 in refunds. This is a good lump sum of...
Smart Strategies for a
Debt-Free Future
Stay informed with expert tips, financial insights, and real success stories to help you take control of your debt and build a brighter financial future.
Generate Passive Income With Little Or No Investment
Generating passive income is a great way to improve your financial situation. This is money that you earn without directly working to create it. Typically, passive income is the result of investments of either time or money paying out returns. It is easy for wealthy...
Debt Snowball: Is It Worth It?
We are all familiar with snowballs: we make those balls and roll it to clean our backyard or clean out the space for our car (for those who are lucky to see snow during the winter). Snowballs are often used in games such as snowball fights - we scoop snow with the...
How To Be Smart With Your Money?
Money touches almost everything we do in a modern society. Without being financially savvy it’s hard to survive. In the world of finance, you have to have a certain attitude and habits which will help you to build wealth and stability. As a result of being smart in a...
How To Pay Off Debt Faster?
Sometimes paying off all your debt might seem unrealistic. But according to an analysis by creditcards.com, the typical American household needs about 13 months to pay down the average debt of $8,195. But this is in case if you're investing 15 percent of your income...
Loving-Kindness For Stress Management
Life can be stressful sometimes. From debt to medical issues to paying taxes, we all face difficulties and need tools that can help us overcome them. While practical solutions such as debt relief are helpful, it is also important to take care of ourselves mentally and...
How To Teach Kids About Money
It’s common knowledge that children as young as three years old can already understand the concept of saving and spending, with various studies concluding that kids’ money habits are formed by age seven. Teaching your children to understand money from an early age...
Health and Finance: How to Balance?
Financial and personal health are more connected than many realize and there have been numerous studies over the last few decades confirming this. Debt has a debilitating effect on people’s health and wellbeing, not to mention their finances. And it’s such an...
Goal Setting: Why and How?
Most people aim at nothing in life and hit it with amazing accuracy. That sounds like a startling wake-up call, doesn’t it? Who wants to achieve nothing in life? I’m sure none of you want. But the truth is many of us set goals incorrectly, and most of us - sadly -...