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From Bayanihan to Budol: Navigating Peer Pressure in Spending

From Bayanihan to Budol: Navigating Peer Pressure in Spending

by Rod Mercado | Aug 8, 2025 | FR Blog Page

How the Traditional Spirit of Helping Evolved into Online “Budol” Culture In Filipino culture, the concept of bayanihan — a spirit of communal unity and helping one another — has long been a source of pride. We’ve seen it in communities lifting houses together,...
DIY or Professional Help? Choosing the Right Debt Settlement Path to Financial Freedom

DIY or Professional Help? Choosing the Right Debt Settlement Path to Financial Freedom

by Rod Mercado | Aug 6, 2025 | FR Blog Page

Struggling with unsecured debt? Whether it's credit card balances, personal loans, or medical bills, you're not alone. Many individuals across the U.S., including countless Filipino-Americans, find themselves trapped in a cycle of payments and high interest with no...
Why Many Filipinos Don’t Talk About Money? (and Why They Should)

Why Many Filipinos Don’t Talk About Money? (and Why They Should)

by Rod Mercado | Jul 9, 2025 | FR Blog Page

The Silence Around Money in Filipino Households: A Barrier to Financial Well-being   In many Filipino households, discussions about money are often shrouded in silence, a topic frequently avoided or deemed inappropriate for open conversation. This cultural...
Fiesta First, Budget Later? Exploring Filipino Cultural Spending Habits and Financial Trends

Fiesta First, Budget Later? Exploring Filipino Cultural Spending Habits and Financial Trends

by Rod Mercado | Jun 26, 2025 | FR Blog Page

The Joy of Filipino Celebrations and the Hidden Financial Strain Filipino culture is vibrant, deeply rooted in community, family, and celebration. From elaborate fiestas to intimate family gatherings, these events are the heart of social life, embodying hospitality,...
Investing in Real Estate: Why Owning a Home is a Top Priority for Filipinos

Investing in Real Estate: Why Owning a Home is a Top Priority for Filipinos

by Rod Mercado | Jan 13, 2025 | FR Blog Page

Owning a home has always been a significant milestone for Filipinos. Whether it’s a small house in the province or a modern condominium in the city, real estate represents security, stability, and pride. For Filipino-Americans, investing in property—whether in the...
How Filipino Culture of Hospitality Affects Personal Finances: A Guide for Filipino-Americans

How Filipino Culture of Hospitality Affects Personal Finances: A Guide for Filipino-Americans

by Rod Mercado | Jan 6, 2025 | FR Blog Page

The Filipino culture is steeped in values that emphasize family, community, and above all, hospitality. "Pakikisama" (getting along with others), "utang na loob" (debt of gratitude), and "bayanihan" (communal unity and cooperation) are cultural pillars that foster...
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Recent Posts

  • From Bayanihan to Budol: Navigating Peer Pressure in Spending
  • DIY or Professional Help? Choosing the Right Debt Settlement Path to Financial Freedom
  • Credit Report Changes 2025: How New Medical Debt Rules Improve Your Financial Health
  • Why Many Filipinos Don’t Talk About Money? (and Why They Should)
  • Fiesta First, Budget Later? Exploring Filipino Cultural Spending Habits and Financial Trends

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