Understanding “Bayanihan”: How Filipino Values Shape Financial Support in Families
In Filipino culture, "Bayanihan" is a powerful value that extends beyond helping neighbors move homes or volunteering time to community projects. It embodies the spirit of unity, cooperation, and collective effort, especially within the family. For Filipino-Americans,...
Celebrating Filipino-American History Month: Rod Mercado, the Advocate for Financial Freedom
October is Filipino-American History Month, a time to honor the rich cultural heritage, history, and contributions of Filipino-Americans in the United States. It’s an opportunity to celebrate individuals who have made a significant impact within the community. One...
Strategies To Avoid the Debt Trap
Taking out a small loan won’t hurt. Maybe not. But when you fail to pay on time or in full, it could turn into a financial nightmare. Accumulating fees and penalties can inflate your debt, trapping you in a relentless cycle. This is the classic debt trap. Borrowing...
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The International Association of Professional Debt Arbitrators (IAPDA) is North America’s leading training and certification provider for debt negotiation and credit counseling. In business since 2000, IAPDA has become the training gold standard for consumer debt relief professionals. Members trained and certified by the IAPDA signify that you are working with someone who strives for excellence, has excellent product knowledge, and strives to protect you, the consumer.
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