The Silence About Credit Card Debt in Filipino-American Families
In many Filipino-American households, money is rarely talked about openly. Parents work hard to provide, children are taught to value education, and extended families often rely on each other for support. But when it comes to credit card debt and financial struggles,...
From Bayanihan to Budol: Navigating Peer Pressure in Spending
How the Traditional Spirit of Helping Evolved into Online “Budol” Culture In Filipino culture, the concept of bayanihan — a spirit of communal unity and helping one another — has long been a source of pride. We’ve seen it in communities lifting houses together,...
DIY or Professional Help? Choosing the Right Debt Settlement Path to Financial Freedom
Struggling with unsecured debt? Whether it's credit card balances, personal loans, or medical bills, you're not alone. Many individuals across the U.S., including countless Filipino-Americans, find themselves trapped in a cycle of payments and high interest with no...
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The International Association of Professional Debt Arbitrators (IAPDA) is North America’s leading training and certification provider for debt negotiation and credit counseling. In business since 2000, IAPDA has become the training gold standard for consumer debt relief professionals. Members trained and certified by the IAPDA signify that you are working with someone who strives for excellence, has excellent product knowledge, and strives to protect you, the consumer.
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