Why “Sayang!” Might Be Sabotaging Your Financial Future
How Cultural Hesitation and Fear of Loss Delay Financial Growth “Sayang!” — it’s a word loaded with meaning. We use it when food goes uneaten, when a promo ends before we act, or when we miss a once-in-a-lifetime opportunity. It captures that deep sense of regret over...
Religious Contributions: Faith-Based Financial Practices in Filipino Culture
Religious contributions have been longstanding financial practices deeply ingrained in Filipino culture, especially among Filipino-Americans who continue to uphold their faith and traditions in the diaspora. These practices are not only acts of devotion but also serve...
The Rise of Financial Technology: Opportunities for Filipino-Americans to Manage and Support Across Borders
The financial world is evolving rapidly, and financial technology, or fintech, has become a driving force behind how people manage their money. While fintech is making waves in countries like the United States, its rise in the Philippines presents unique opportunities...
How Filipino Festivals and Traditions Affect Financial Planning for Filipino-Americans
Financial literacy is essential for everyone, yet it often takes on a unique dimension in the Filipino community. Rooted in tradition, family values, and the spirit of bayanihan (community unity and cooperation), many Filipinos—especially those in the...
“Para Sa Pamilya”: How Family Obligations Affect Financial Independence
In Filipino culture, family is everything. From childhood, we are taught to prioritize our loved ones — to give, to help, and to sacrifice when needed. It’s a beautiful value that defines our identity. But for many Filipino-Americans, this deep commitment comes with a...
From Bayanihan to Budol: Navigating Peer Pressure in Spending
How the Traditional Spirit of Helping Evolved into Online “Budol” Culture In Filipino culture, the concept of bayanihan — a spirit of communal unity and helping one another — has long been a source of pride. We’ve seen it in communities lifting houses together,...
DIY or Professional Help? Choosing the Right Debt Settlement Path to Financial Freedom
Struggling with unsecured debt? Whether it's credit card balances, personal loans, or medical bills, you're not alone. Many individuals across the U.S., including countless Filipino-Americans, find themselves trapped in a cycle of payments and high interest with no...
Why Many Filipinos Don’t Talk About Money? (and Why They Should)
The Silence Around Money in Filipino Households: A Barrier to Financial Well-being In many Filipino households, discussions about money are often shrouded in silence, a topic frequently avoided or deemed inappropriate for open conversation. This cultural...
Fiesta First, Budget Later? Exploring Filipino Cultural Spending Habits and Financial Trends
The Joy of Filipino Celebrations and the Hidden Financial Strain Filipino culture is vibrant, deeply rooted in community, family, and celebration. From elaborate fiestas to intimate family gatherings, these events are the heart of social life, embodying hospitality,...
Financial Literacy for Filipino-American Millennials: Bridging Cultures and Wealth-Building Strategies
For Filipino-American millennials, navigating the world of personal finance often involves juggling two distinct cultural influences: the collectivist ethos of Filipino culture and the individualistic, achievement-driven landscape of American society. This dynamic...