Side Hustles, 1099s, and Debt Traps: What Filipino-Americans Need to Know
Side hustles are nothing new in the Filipino-American community. From weekend catering and online selling to rideshare driving, real estate, and family-run businesses, having multiple income streams is often a necessity—not a luxury. But while hustling is part of the...
Tax Season Wake-Up Call: Are You Leaving Money on the Table?
For many Filipino-Americans, tax season brings a familiar mix of stress, confusion, and last-minute scrambling. You gather your W-2s, maybe a 1099 or two, send everything to a tax preparer—or click through tax software—and hope for the best. But here’s the hard truth:...
Immigrant Parent Guilt: Breaking Cycles of Debt for Your Fil-Am Kids
For many Filipino-American parents, providing for their children isn’t just a responsibility—it’s a promise. A promise shaped by sacrifice, migration, and the deep belief that our kids should have more than we did. But that promise often comes with a quiet burden:...
New Year, New Goals: Financial Resolutions for Filipino-Americans
Practical tips for setting realistic financial resolutions and achieving debt-free goals The start of a new year always brings hope, renewal, and the promise of better things ahead. For many Filipino-Americans, it’s also a time to reflect on financial...
Year-End Financial Checkup: Filipino-American Edition
Review your finances, debt, and savings before the new year to start 2026 strong As another year comes to a close, it’s the perfect time to pause, reflect, and check where you stand financially. For many Filipino-Americans, the year-end isn’t just about celebrations...
Avoiding Holiday Debt: Lessons from Filipino-American Traditions
How to honor cultural customs like exchange gifts and Noche Buena while staying financially healthy The holidays are the most wonderful time of the year—especially for Filipino-Americans. From Simbang Gabi to Noche Buena, the season brings warmth, family, and faith....
Pasko on a Budget: Filipino-American Holiday Spending Tips
Smart ways to celebrate the holidays without overspending on gifts, food, and gatherings The “Ber months” are here, and for Filipino-Americans, that means it’s officially Pasko season! From Simbang Gabi to Noche Buena, the holidays are more than just a...
Financial Planning Before Christmas: A Pinoy-American Guide
The holiday season is a time for family, celebration, and generosity, but it’s also a period when many Filipino-Americans face increased financial pressure. From gifts and balikbayan boxes to travel and family gatherings, costs can quickly add up, sometimes leading to...
Filipino-American Family Gatherings: How to Stay Financially Strong Without Overspending
Filipino-American family gatherings are at the heart of cultural life. From birthday celebrations to fiestas and holiday reunions, these events strengthen connections and create lifelong memories. However, hosting or attending gatherings can also lead to unexpected...
Balikbayan Boxes and Your Budget: How Filipino-Americans Can Send Love Without Adding Debt
For many Filipino-Americans, sending balikbayan boxes filled with gifts, clothes, and special treats to family in the Philippines is a yearly tradition that expresses love and maintains cultural ties. However, the costs of shipping, purchasing items, and managing...
