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Investing in Real Estate: Why Owning a Home is a Top Priority for Filipinos

Investing in Real Estate: Why Owning a Home is a Top Priority for Filipinos

by Rod Mercado | Jan 13, 2025 | FR Blog Page

Owning a home has always been a significant milestone for Filipinos. Whether it’s a small house in the province or a modern condominium in the city, real estate represents security, stability, and pride. For Filipino-Americans, investing in property—whether in the...
How Filipino Culture of Hospitality Affects Personal Finances: A Guide for Filipino-Americans

How Filipino Culture of Hospitality Affects Personal Finances: A Guide for Filipino-Americans

by Rod Mercado | Jan 6, 2025 | FR Blog Page

The Filipino culture is steeped in values that emphasize family, community, and above all, hospitality. "Pakikisama" (getting along with others), "utang na loob" (debt of gratitude), and "bayanihan" (communal unity and cooperation) are cultural pillars that foster...
How Filipino Values Drive the Popularity of Group Savings Systems like “Paluwagan”

How Filipino Values Drive the Popularity of Group Savings Systems like “Paluwagan”

by Rod Mercado | Dec 23, 2024 | FR Blog Page

Filipinos are known worldwide for their strong sense of community, familial bonds, and resilience. These deeply rooted cultural values shape many aspects of Filipino life, including how we manage finances. One of the most enduring and widely practiced financial...
“Utang na Loob” and Financial Obligations: Navigating Debt and Reciprocity in Filipino Culture

“Utang na Loob” and Financial Obligations: Navigating Debt and Reciprocity in Filipino Culture

by Rod Mercado | Dec 16, 2024 | FR Blog Page

In Filipino culture, values such as utang na loob—a deep sense of gratitude and obligation—play an essential role in shaping social relationships, especially among family and close friends. This cultural concept has carried over into Filipino-American communities and...
Saving for the Future: How Filipinos Balance Short-Term Needs and Long-Term Financial Goals

Saving for the Future: How Filipinos Balance Short-Term Needs and Long-Term Financial Goals

by Rod Mercado | Dec 9, 2024 | FR Blog Page

For many Filipino-Americans, saving for the future is a delicate balancing act. On one hand, there are immediate responsibilities: bills, education, remittances to family back in the Philippines, and the rising cost of living in the U.S. On the other, there’s the...
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Recent Posts

  • Investing in Real Estate: Why Owning a Home is a Top Priority for Filipinos
  • How Filipino Culture of Hospitality Affects Personal Finances: A Guide for Filipino-Americans
  • How Filipino Values Drive the Popularity of Group Savings Systems like “Paluwagan”
  • “Utang na Loob” and Financial Obligations: Navigating Debt and Reciprocity in Filipino Culture
  • Saving for the Future: How Filipinos Balance Short-Term Needs and Long-Term Financial Goals

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