by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies—Equifax, Experian and TransUnion. This free credit file can be requested through Annual Credit Report or by contacting the companies...
by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
There are usually four types of information: Identifying Information: Your full name, any known aliases, current and previous addresses, social security number, year of birth, current and past employers, and, if applicable, similar information about your spouse....
by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
A Loan Modification is not based on credit. The banks are trying to make a good loan out of a troubled loan. The loan modification will not hurt your credit; generally only late payments or a foreclosure will negatively affect your credit score.
by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
How Can Impulsive Buyers Stop Spending Money? What's impulsive shopping for? Merely stated, it’s an unplanned buy of a services or products. In accordance with the BusinessDictionary.com, such purchases “ranges from small (chocolate, clothes, magazines) to...
by mannie castillo | Nov 4, 2017 | Frequently Asked Questions
A Loan Modification is when the bank allows a change in the terms of your existing mortgage. The purpose of a modification is to significantly lower your monthly payments, for either a temporary or permanent period of time.
