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Fiesta First, Budget Later? Exploring Filipino Cultural Spending Habits and Financial Trends

Fiesta First, Budget Later? Exploring Filipino Cultural Spending Habits and Financial Trends

by Rod Mercado | Jun 26, 2025 | FR Blog Page

The Joy of Filipino Celebrations and the Hidden Financial Strain Filipino culture is vibrant, deeply rooted in community, family, and celebration. From elaborate fiestas to intimate family gatherings, these events are the heart of social life, embodying hospitality,...
How Filipino Culture of Hospitality Affects Personal Finances: A Guide for Filipino-Americans

How Filipino Culture of Hospitality Affects Personal Finances: A Guide for Filipino-Americans

by Rod Mercado | Jan 6, 2025 | FR Blog Page

The Filipino culture is steeped in values that emphasize family, community, and above all, hospitality. "Pakikisama" (getting along with others), "utang na loob" (debt of gratitude), and "bayanihan" (communal unity and cooperation) are cultural pillars that foster...
Saving for the Future: How Filipinos Balance Short-Term Needs and Long-Term Financial Goals

Saving for the Future: How Filipinos Balance Short-Term Needs and Long-Term Financial Goals

by Rod Mercado | Dec 9, 2024 | FR Blog Page

For many Filipino-Americans, saving for the future is a delicate balancing act. On one hand, there are immediate responsibilities: bills, education, remittances to family back in the Philippines, and the rising cost of living in the U.S. On the other, there’s the...
Honoring Veterans Day: A Tribute to Filipino-American Heroes and Building a Secure Financial Future

Honoring Veterans Day: A Tribute to Filipino-American Heroes and Building a Secure Financial Future

by Rod Mercado | Nov 11, 2024 | FR Blog Page

As Veterans Day approaches, we pause to honor the brave men and women who served and sacrificed for our freedoms. For Filipino-Americans, this day resonates deeply. Filipino veterans have a proud history of courage and dedication, standing alongside American forces in...
Developing a Sustainable Budget: Key to Managing Debt

Developing a Sustainable Budget: Key to Managing Debt

by Rod Mercado | Jul 1, 2024 | FR Blog Page

Before diving into the steps, it's crucial to understand why a sustainable budget is vital for managing debt. A budget is essentially a financial plan that outlines your income and expenses over a specific period. It helps you: Track Spending: Monitor where your money...
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Recent Posts

  • The “Utang na Loob” Mindset: A Blessing or Budget Buster?
  • Fiesta First, Budget Later? Exploring Filipino Cultural Spending Habits and Financial Trends
  • Investing in Real Estate: Why Owning a Home is a Top Priority for Filipinos
  • How Filipino Culture of Hospitality Affects Personal Finances: A Guide for Filipino-Americans
  • How Filipino Values Drive the Popularity of Group Savings Systems like “Paluwagan”

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