Filipino-American Family Gatherings: How to Stay Financially Strong Without Overspending
Filipino-American family gatherings are at the heart of cultural life. From birthday celebrations to fiestas and holiday reunions, these events strengthen connections and create lifelong memories. However, hosting or attending gatherings can also lead to unexpected...
Balikbayan Boxes and Your Budget: How Filipino-Americans Can Send Love Without Adding Debt
For many Filipino-Americans, sending balikbayan boxes filled with gifts, clothes, and special treats to family in the Philippines is a yearly tradition that expresses love and maintains cultural ties. However, the costs of shipping, purchasing items, and managing...
Veterans Day & Filipino-Americans: Honoring Service and Financial Security
Veterans Day is a time to honor those who have served in the armed forces, and Filipino-Americans have a proud history of military service in both the U.S. and Philippine armed forces. From World War II to modern deployments, Filipino-American veterans have...
Pride, Debt, and the Filipino-American Struggle to Save Face
For many Filipino-Americans, the concept of hiya—a mix of pride, shame, and social expectation—shapes countless decisions. It influences how we present ourselves to family, friends, and community. We strive to look successful, generous, and capable. But when it comes...
The Silence About Credit Card Debt in Filipino-American Families
In many Filipino-American households, money is rarely talked about openly. Parents work hard to provide, children are taught to value education, and extended families often rely on each other for support. But when it comes to credit card debt and financial struggles,...
How Cultural Pressures Lead to Debt
In Filipino culture, life is marked by celebrations. From fiestas that light up entire towns, to birthdays with overflowing food and karaoke, to weddings that bring together extended families and even neighbors—these occasions are a core part of who we are. They...
Bahala Na Attitude and Finances: Does It Help or Hurt?
In Filipino culture, few phrases are as iconic—and as complicated—as “bahala na.” It can mean “come what may,” “whatever happens, happens,” or “I’ll leave it up to fate.” Depending on the situation, “bahala na” can either be seen as courage in the face of uncertainty...
Utang Na Loob vs. Utang sa Bangko: Balancing Cultural Obligations and Debt
For many Filipino-Americans, the concept of utang goes beyond money. It lives deep in our values, shaping how we see gratitude, responsibility, and even success. On one side, there’s utang na loob—a cultural obligation to give back to family and community. On the...
Bayanihan and Debt: The Hidden Costs of Community Generosity
Filipinos are known worldwide for their spirit of bayanihan—the tradition of helping one another in times of need. For Filipino-Americans, this often translates into financial generosity: abuloy (cash gifts during funerals), contributions for medical expenses, lending...
Padala Culture: The Pressure and Pride of Sending Money Back Home
For many Filipino-Americans, sending money back home—padala—is more than a financial transaction. It’s an act of love, a way to honor family ties, and a source of pride. Every remittance carries with it the unspoken promise: “Kahit malayo ako, hindi kita...
