Financial Scams & How to Avoid Them
Chances are that all or most of your financial dealings are with legitimate actors working in good faith. There are, however, some less scrupulous individuals and organizations that will abuse your trust for monetary gain. Consumer financial scams can be surprisingly...
How To Deal With Credit Cards During The Pandemic
There is a lot of advice you hear regarding the use of credit cards, but most of that advice was never intended for people coping with a financial emergency – let alone, a pandemic. When faced with a sudden disruption in income — something millions of people are going...
Personal Savings: How To Save This Summer
As our country begins to slowly climb out of shelter-in-place quarantines, and try to get back to work, one thing that has become very clear in light of the Coronavirus pandemic is the absolute necessity of having personal savings. COVID-19 has certainly born out how...
Credit Card Debt Relief: What To Know & What To Do During a Crisis
Credit cards are the biggest source of debt for the vast majority of Americans and certainly the easiest to get into financial trouble with. When compounded with a crisis such as the Coronavirus pandemic, relying on credit cards can become all too common, and can make...
Understanding Wealth Management
Wealth management is the highest level of financial planning services, and typically involves a measure of financial literacy by those implementing wealth management services. In a nutshell, it’s an investment advisory service that combines multiple financial products...
How Coronavirus Is Impacting Student Loan Relief
In the last couple of months, we’ve heard much about the effect of COVID-19 on the economy and the steps the federal government has taken to try to alleviate some of the financial impacts on Americans. The CARES Act, which included a $1,200 payment to almost every...
The Importance Of Financial Literacy During Covid-19
In March 2020, America confirmed its first coronavirus case. Since then, the economy has been in chaos. The unemployment rate soared from a record low to a 13.3% high. Before COVID-19, several news agencies had reported on higher-than-normal debt loads among Americans...
4 Financial Goals That Can Help You To Destroy Debt
A recent report by the Federal Reserve Bank of New York reveals that the consumer debt in our country has hit a record $14.3 trillion in the first quarter of this year. Isn’t it shocking? Having debts means most likely, you have to sacrifice a substantial amount of...
How Small Businesses Can Survive During Coronavirus And Afterward
Small businesses have a unique challenge in navigating the Coronavirus pandemic. While the large multi-national, billion-dollar conglomerates often grab the headlines - and bloated bailouts, the truth is small businesses are the backbone of the U.S. economy. There are...
How Families Can Make Financial Decisions During Uncertain Times
The Coronavirus has made American families’ financial futures extremely volatile. In an attempt to slow the spread of the disease, state-mandated shutdowns of nonessential businesses have had a major impact on the finances of both individuals and businesses, resulting...