Becoming finally debt free takes… a lot. You see, knowledge alone won’t get you far because knowledge does not automatically translate to action. Action will probably get you results but without a good strategy, it will lead you to many wasted efforts. Motivation can give you an extra boost but without an effective way to motivate yourself, your fire will fizzle out.
Dealing with debt is hard enough. Doing so after losing your job is agonizing. Here are some steps to take when you find yourself in such situation.
Too many people become unmindful of Christmas spending and wake up with a financial hangover as soon as the jingling bells fade. Here’s how to avoid overspending.